This cheque checker calculates the clearing timescales for cheques that are cleared via the paper-based clearing mechanism in Northern Ireland. Cheques processed via the UK-wide image-based system clear more quickly.
The tool on this page will help you work out the maximum timescales for each of the following key stages after you pay in a cheque:
- when you start to earn interest on the money;
- when you are allowed to withdraw the money; and
- when the money is definitely yours.