The Cheque and Credit Clearing Company Limited (C&CCC) is a wholly owned subsidiary of the new home for UK retail payments, Pay.UK. The C&CCC managed the cheque and credit clearing system in England and Wales from 1985 and in Scotland from 1996. Since its launch in October 2017 the company also managed the Image Clearing System, which enables digital images of cheques to be exchanged between banks and building societies across the whole of the UK for clearing and settlement.