Will these timescales affect my deposit or savings account?
Savings and Deposit accounts are designed to pay interest on funds deposited for a length of time, and frequency of payments to and from these accounts is generally less. These features allow customers to benefit from a higher rate of interest. If you want faster access to cheque funds you should consider paying a cheque into a current account or basic bank account. The timescales on saving accounts for earning interest and knowing the money is yours still apply.