Post-Dated Cheques

1. Can I post-date a cheque?

2. Why can't consumers/businesses choose to ask for a post-dated cheque?

3. Is this a recent development? Has the law changed?

4. Why don't post-dated cheques get picked up by the system?

5. What if my bank does not offer me telephone or internet services?

6. If I agreed with the beneficiary to post-date a cheque but I am later charged as it was paid in early, can I reclaim this charge from my bank?

7. If I accept a post-dated cheque, what happens if the payer's account is closed before I pay the cheque in?

8. What about businesses?

9. What about retailers?

10. How are banks communicating to their customers that they shouldn't post-date cheques?